522 Mary Lane El Cajon, CA $875,000

522 Mary Lane | El Cajon (92021) El Cajon

$875,000 | 4 Beds | 3 Baths (2 Full, 1 Half) | 1,836 Sq. Ft.

Welcome to this beautifully maintained newer 4-bedroom home offering a spacious and highly functional layout designed for modern living. The main living area flows into a well-appointed kitchen featuring quartz countertops, stainless steel appliances, and abundant cabinetry offering both style and practicality for everyday use and entertaining. Upstairs, there's a generous loft that provides valuable flex space that is perfect for a home office, media room, or additional living area, adding versatility to the home’s thoughtful design. The home features a comfortable and durable mix of finishes, including tile flooring in the kitchen, bathrooms, and laundry room, carpeting in the bedrooms, and vinyl flooring in the main living areas. Energy-efficient upgrades include paid-off solar, a whole-house fan, a tankless water heater, and an EV charging station in the garage, delivering meaningful long-term savings and modern convenience. A standout feature is the assumable VA loan with a below-market interest rate, offering a rare opportunity for VA-qualified buyers to secure significantly lower monthly payments. Located on a quiet cul-de-sac near shopping, parks, schools, and transportation, with easy access to downtown El Cajon and surrounding San Diego destinations. CRMLS 260010721

Directions to property: Cross Street: Olive Street.

MLS Listing ID: 
CRMLS 260010721
Purchase
Community Information
Subdivision: 
El Cajon
Association Fee: 
$146
Building Details
Details about the building on a property.
Stories: 
2
Year Built: 
2017
New Construction: 
0
Living Area: 
1,836
Construction
Construction Materials: 
Stucco
Roof: 
Composition
Room Details
Details about the rooms in the building.
Total Bedrooms: 
4
Total Bathrooms: 
3
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
1
Utilities
Information about utilities available on the property.
Heating System: 
Natural Gas, Electric, Forced Air
Cooling System: 
Central Air
Water Source: 
Public
Lot Features
Parking Type: 
Driveway
Garage: 
2
Pool: 
None
Fence: 
Partial
Public Record
Parcel Number: 
4890107200
Listing Dates
Dates involved in the transaction.
Listing Date/Time: 
5/4/2026
Listing Entry Date/Time: 
5/4/2026
Status Change Date/Time: 
5/3/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Adepeju Sanni
Listing Office Name: 
First Choice Funding and Real Estate

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