640 Camino De La Reina, 1109 San Diego, CA $748,000

640 Camino De La Reina, 1109 | Mission Valley (92108) Mission Valley

$748,000 | 2 Beds | 3 Baths (2 Full, 1 Half) | 1,479 Sq. Ft.

*Exclusive Opportunity for Military Veterans & Active Duty: This property features a VA assumable loan at an incredible 5.125% interest rate for qualified, VA-eligible buyers.* Welcome to Rio del Oro, one of Mission Valley’s most central and sought-after gated communities. Tucked away in a quiet interior courtyard, Unit #1109 offers a rare 2-bedroom plus office layout that perfectly balances a peaceful retreat with immediate access to two premier malls, fine dining, and the Trolley. The main floor is designed for easy living, featuring an updated kitchen with granite counters, stainless steel appliances, and ample cabinet storage that opens to a dedicated dining area. A functional corner fireplace anchors the space between the kitchen and the living room. One of the home's standout features is the private home office, enclosed by a glass French door and fully built out with a custom desk, bookshelves, and storage drawers. From the living area, slide open the doors to an oversized private patio, where the sounds of courtyard fountains and the shade of palms create a resort-like atmosphere. Upstairs, you’ll find two spacious bedrooms, each with its own private bathroom. Both rooms offer direct access to a shared upper balcony, perfect for catching the evening breeze. Life at Rio del Oro feels like a resort, with a pool, hot tub, and gym just steps from your door. Right behind the pool area, you’ll find direct access to the San Diego River Trail, a scenic path that allows joggers and cyclists to travel all the way to Ocean Beach. HOA covers water, sewer, and trash, while the unit includes two assigned corner spots in the parking garage for extra space and easy access. It is a rare find that perfectly combines work-from-home utility with immediate access to San Diego’s best nature trails and urban amenities. CRMLS 260008345

Directions to property: Cross Street: Camino Del Arroyo.

MLS Listing ID: 
CRMLS 260008345
Purchase
Community Information
Subdivision: 
Mission Valley
Association Fee: 
$750
Building Details
Details about the building on a property.
Stories: 
2
Year Built: 
1995
New Construction: 
0
Living Area: 
1,479
Interior: 
Balcony, Ceiling Fan(s), Recessed Lighting, Granite Counters
Fireplaces: 
Living Room
Construction
Construction Materials: 
Stucco
Roof: 
Common Roof
Porch: 
Concrete, Patio
Room Details
Details about the rooms in the building.
Total Bedrooms: 
2
Total Bathrooms: 
3
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
1
Utilities
Information about utilities available on the property.
Heating System: 
Electric, Forced Air
Cooling System: 
Electric
Water Source: 
Public
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
1.88
Lot Size (Area): 
81,706
Lot Features
Parking Type: 
Community Structure, Assigned, Gated
Garage: 
2
Pool: 
In Ground, Community
Fence: 
Wrought Iron
Public Record
Parcel Number: 
4380207305
Listing Dates
Dates involved in the transaction.
Listing Date/Time: 
4/9/2026
Listing Entry Date/Time: 
4/9/2026
Status Change Date/Time: 
4/8/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Gregory Kuchan
Listing Office Name: 
Compass

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