12388 Reata Ct San Diego, CA — $1,695,000

Listing data updated June 4, 2026 - 4:57pm
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12388 Reata CT | Rancho Bernardo (92128) Rancho Bernardo

$1,695,000 | 5 Beds | 3 Baths (3 Full) | 2,400 Sq. Ft.

Assumable loan at just 2.375%!!! Extensively renovated Rancho Bernardo home situated on a huge, ultra-private lot at the end of a quiet cul-de-sac. This 5 bedroom, 3 bathroom home offers approximately 2400 SF with exceptional indoor/outdoor living including a resort style backyard with a sparkling pool, spa & gazebo. Over $300,000 in recent upgrades include new hardwood flooring and baseboards throughout, new limestone floors in the kitchen, remodeled bathrooms with walk-in showers & upgraded vanities, a finished upstairs bonus room, newly resurfaced pool with new tile and expanded spa, a new and expanded pool deck, new gazebo, professionally installed turf, a cobblestone driveway and walkways, new pavers, a finished garage with epoxy flooring and Tesla EV charger, plus a new concrete tile roof, upgraded electrical panel, and owned solar system under Net Metering 2 designed to exceed projected energy usage — truly better than new! Enjoy membership to the Rancho Bernardo Swim & Tennis Club with tennis, pickleball, pool, fitness center, and year-round social events. CRMLS NDP2604877

Directions to property: Reata Way to Reata Court

MLS Listing ID: 
CRMLS NDP2604877
Purchase
Community Information
School District: 
Poway Unified
Association Fee: 
$680
Building Details
Details about the building on a property.
Stories: 
2
Year Built: 
1977
Living Area: 
2,400
Fireplaces: 
Family Room
Room Details
Details about the rooms in the building.
Total Bedrooms: 
5
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Cooling System: 
Central Air
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.45
Lot Size (Area): 
0.45
View: 
Mountain(s), Panoramic
Lot Features
Parking Type: 
Garage, Driveway
Garage: 
2
Pool: 
In Ground, Permits, Exercise Pool, Private, Heated, See Remarks, Gas Heat
Public Record
Parcel Number: 
2723522100
Listing Dates
Dates involved in the transaction.
Listing Date/Time: 
5/19/2026
Listing Entry Date/Time: 
5/20/2026
Status Change Date/Time: 
6/3/2026
Contract Details
Details about the listing contract.
Inclusions: 
Assumable loan at 2.375% - approx balance is $936,000. Buyer can assume the seller's loan and then get gap funding if necessary (a 2nd loan) to cover the difference. Lenders in this case will simply require 10-20% down payment on the total purchase price. For example: $1,695,000 purchase price. Buyer puts $360K down, 1st loan at $936,000, 2nd at $400,000. If you are interested in taking advantage of this incredible opportunity & assume this loan, contact listing agent Matt Battiata who can refer you to our Gap Lender who can do the 2nd for you.
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Matt Battiata
Listing Co-Agent Name: 
Diane Mills
Listing Office Name: 
eXp Realty of Southern CA
Listing Co-Office Name: 
eXp Realty of Southern California, Inc.

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